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Owner Compensation Calculator

Model owner pay and draw after profit, working capital, retained earnings, and tax set-aside. Based on the figures you enter.

Quick start

Enter your figures

All math updates live. Switch views to reveal more planning fields. Empty fields use 0.

After operating expenses, before owner pay decisions
W-2 style pay or guaranteed payments
Distributions or draws
Planning reserve applied to owner pay
Cash buffer you want to keep
Amount kept in the business

Educational estimate from the figures you entered. Not financial, tax, or legal advice.

What does this calculator include?

Operating profit, owner pay, owner draw, tax set-aside on pay, working capital reserve, and retained earnings target.

Is this telling me what I can afford?

No. It models cash leaving the business and reserve targets from figures you supply. It does not recommend a decision.